Privacy Policy

Who we are

Nile Micro Finance (NMF) is a limited liability company registered in 2007 and domiciled in Uganda. Our physical location is Plot 45 Go Down Road Arua Municipality, West Nile Region. Our vision is to be the choice of Small and Medium Enterprises (SME) in West Nile Sub Region. We aim to serve the market niche that finds it difficult to access services from the large conventional financial institutions (especially tiers 1-3). In essence and practice we are biased to the less privileged in our communities.


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media (Documents/images)

If you upload documents/images to the website, we shall use these attachments only for the purpose you supposedly uploaded them for.

We do not use customer attachments for any other business except as per their reason of uploading.


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Loan application forms

We use loan application forms to collect basic information about our applicants and to swiftly assess their need for the loan package applied for.

This information is strictly used to internal processing of your loan.

Who we share your data with

We do not share your data with any entity except in any case of a defaulter profile reached out through us from other similar entities such as NMF or it’s outer branches.

This is only done for security purposes in the sector.

How long we retain your data

For loan clients, your data is retained with us for referral purposes in the future to assess your trend of payments and successful loan applications that resulted into positive results to you.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.